Insurance – Policyholders

Things happen – the business is sued, the project is delayed, hackers steal the data. When things go wrong, policyholders expect their insurers to honor their claims. We do, too. Count on Much to aggressively represent you in pursuing claims when insurers seek to deny them.

Insurance – Policyholders

In business, as in life, opportunities are balanced by risks. Success is achieved, in part, by striking a suitable balance. Businesses use insurance, along with good practices and planning, as an important tool to mitigate the consequences of unintended or unexpected events.

Much's insurance recovery attorneys have spent their careers helping businesses obtain coverage when these events happen and insurers deny claims.

At Much, our Policyholders’ Insurance practice is focused on the business owners and executives as both your advisors and litigators. Among our areas of strength are:

  • Leveraging our experience and getting results: On both the counseling side and the litigation side, you can count on our decades of experience and depth of knowledge in every type of insurance and dispute to get the results you need. We focus on results, and we show what we can do rather than talk about it. If there’s a more efficient way to get the desired results, we’ll use it.
  • Being creative: Sometimes a successful claim is a matter of making “a square claim fit into a round policy.” We’re both innovative and successful at finding coverage in unexpected ways.
  • Knowing your business: We strive to learn about you and how you structure your business because this gives us context and enables us to provide you with the best representation possible.

Trending & Horizon Issues

The kinds of risks – and thus the types of protection – seem to change almost daily. Here are a few of the trending concerns keeping our clients up at night:

  • The Biometric Information Privacy Act: Employers in Illinois and elsewhere are fighting for coverage under their employment practices liability insurance policies when their employees file suit for violations of BIPA. Most policies weren’t drafted with this type of loss or claim in mind, but Much attorneys have the know-how to get this type of claim covered.
  • Cyberattacks: It has become challenging for companies to find adequate insurance coverage for cybersecurity breaches and hacks, including ransomware and others. Every business is vulnerable, and everyone is doing business online. Much lawyers can advise you on finding the right coverage and represent you in case of a loss.
  • Climate change: With a changing climate and dramatically shifting weather patterns, existing flood plain maps, for example, don’t make sense anymore. Because insurance coverage historically lags behind modern business needs, Much attorneys can advise you on what’s currently in the fine print and on recommended policy modifications to protect against climate-related loss.

News & Insights

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