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Financial Services

Success in financial services is built on knowledge, relationships, and trust. Much attorneys bring all three to the business of commercial finance.

Financial Services

The dynamic world of banking and finance requires more than just making smart, knowledgeable financial decisions. It relies and thrives on positive relationships, mutual respect, and trust.

Our lawyers represent both domestic and international public and private borrowers as well as lenders, including banks, funds, and other financial providers. At Much, we understand how to structure principles and nuances that are important to our clients. Our attorneys serve as trusted business partners, offering both strategic and practical guidance, from working with clients to identify their long-term goals to referring clients to lending sources we know are suited to their needs.

Experience

Much Advises iBorrow on Successful Q1 Loan Transactions
Illinois Supreme Court Affirms Circuit Court Decision in Favor of Much Client MTS Consulting
Much Represents Blue Marble in Sale to Paylocity
Steve Blonder and Much Team Secure $250M Settlement Against Insurance Giant State Farm
Jason Rosenthal Obtains Coverage for $7.5 Million Settlement of Class Action
Jason Rosenthal Represents International Financial Institution in $100 Million-Plus Property Insurance Dispute
Much Represents Lender in Hybrid Fund Financing to Commercial Litigation Funding Investment Fund

We structure, negotiate, and document most types of commercial finance transactions:

  • Secured and unsecured debt facilities
  • Asset-based loans
  • Equipment, inventory, and receivables financing
  • Structured and leveraged financing
  • Letter of credit facilities
  • Real estate secured loans
  • Subordinated and mezzanine debt
  • Syndicated credit facilities
  • Asset securitizations
  • Large-scale lease financing
  • Workouts and debt restructuring
  • Collateralized loan obligations

Trending & Horizon Issues

Nobody in business likes surprises. Much attorneys are proactive, and when we see changes in the marketplace, we notify clients. Clients trust Much for our take on events, sometimes calling us just to ask what we see six to 12 months ahead:

  • The real estate market: Real estate lending is cyclical. When the market turns, real estate lending and commercial and industrial loans will change with it, resulting in more loan workouts, foreclosures, and note sales.
  • Higher inflation and interest rates: Federal interest rate increases may combat inflation, but the increased cost of borrowing may cause businesses to rethink refinancing debt, buying new equipment, expanding production, or acquiring real estate.
  • Distressed loans: As a result of rising interest rates and a looming recession, banks are anticipating a greater number of distressed loans and an increase in bankruptcy filings. This will be an opportunity for other types of real estate and commercial lenders to fill the lending gap. Having advised clients through the Great Recession of 2008, Much attorneys know the signs and are ready to help clients navigate potentially stressful situations.
  • Supply chain issues: Until supply chains are again functioning normally, the disruptions and delays will continue their negative impact on businesses – and thus on their lenders. We help both lenders and borrowers work through these short-term and potentially long-term financial challenges.

News & Insights

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