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No Lien? No Problem! Why ‘Excluded Assets’ Works for Borrowers and Lenders

06.30.2025

1 minute read

No Lien? No Problem! Why ‘Excluded Assets’ Works for Borrowers and Lenders

Eric Guth, principal in the firm’s Corporate & Finance group, authored an article for Reuters on how carefully constructed “excluded assets” clauses can benefit both borrowers and lenders. His piece outlines how the excluded assets concept can eliminate many of the problems that can arise from granting a blanket lien on a borrower’s asset. Guth takes readers through benefits on both the borrower and lender sides and explains that these clauses, when crafted well, can enhance legal compliance, preserve value, and strengthen the borrower-lender relationship.

Guth’s article was also featured in Westlaw Today, a legal news service offered by Thomson Reuters.