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Tech Innovation, Data & Financial Regulation

We provide 360-degree legal counsel at the intersection of emerging technology, data, financial services, and the digital economy. Whether you are launching a new product, navigating a regulatory examination, responding to a breach, or litigating a dispute, we serve as your single integrated team.

Tech Innovation, Data & Financial Regulation

Our attorneys are trailblazing the innovative approaches and new technologies that are changing the marketplace as we speak. Banks, fintechs, digital asset companies, data-driven enterprises, and technology innovators rely on us for the full spectrum of legal needs, from day-to-day compliance and regulatory strategy to complex transactions, government advocacy, and high-stakes litigation.

Creating new products and services is difficult enough. Now let’s pile on the ever-changing regulatory landscape, disclosures, and procedures. We work alongside our clients to develop strategies for responsible innovation, creating new products within regulatory requirements. Whether we are analyzing issues related to federal pre-emption, data privacy, money transmission, alternative lending models, or ethical artificial intelligence, we help our clients get their products and services to market.

Speaking fintech instead of legalese.

Fintech is disrupting the way financial services companies engage with their customers, and the Much team knows what it means to take an old model and break it to create something better. We work with companies large and small on developing, implementing, and investing in cutting-edge technology in the following areas:

  • Payments and billing
  • Electronic and mobile banking
  • Retail and consumer banking
  • Money transfers and remittances
  • Gift cards and other branded currency
  • Online and alternative lending
  • Blockchain and digital currencies
  • Artificial intelligence
  • Regtech
  • Privacy and security

    • Financial services and fintech: licensing, supervision, payments, lending, receivables management, and banking regulation across federal and state frameworks

    • Digital assets and crypto: token structuring, exchange compliance, DeFi, custody, and emerging regulatory frameworks in connection with the SEC, CFTC, and FinCEN

    • Data privacy and security: GDPR, CCPA, state laws, breach response, incident management, and regulatory investigations

    • Information governance: records management, e-discovery readiness, data life cycle strategy, and regulatory recordkeeping

    • Artificial intelligence: governance frameworks, EU AI Act, algorithmic accountability, procurement, and liability

    • Advocacy and litigation: agency rulemaking comments, enforcement defense, regulatory litigation, and related civil litigation