October 21, 2020

Over the past seven months, many businesses have sought insurance coverage to deal with financial loss as a result of the coronavirus pandemic and the closures and operations restrictions that followed. In North Carolina, a judge has ruled that The Cincinnati Insurance Co. owes a group of restaurants coverage for their losses stemming from state-mandated COVID-19 shutdowns, a decision that could be crucial in predicting how judges may interpret insurance policy disputes in similar cases. Jason Rosenthal, principal in the Policyholders’ Insurance Coverage group, talked to Law360 about what this decision means and why business owners and insurance companies should take note.

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